Pradhan Mantri Jan Dhan Yojana

Pradhan Mantri Jan Dhan Yojana

News: PMJDY (a central sector scheme under Ministry of Finance) has completed 8 years.

About PMJDY and its objectives:
• PMJDY is National Mission for Financial Inclusion (launched in 2014) to ensure access to financial services.
• To ensure access of financial products & services at an affordable cost - Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension
• Use of technology to lower cost & widen reach.
• Banking the unbanked - Account opening in camp mode, zero balance & zero charges.
• Securing the unsecured – Providing Debit cards for cash withdrawals & payments and free accident insurance coverage of Rs. 2 lakhs.
• Funding the unfunded – micro-insurance/Credit, overdraft for consumption, and micro-pension.

Following are key achievements:
More than 46 crore beneficiaries
56% of account holders are women
Increased financial penetration as more than 67% of PMJDY accounts are opened in rural and semi urban areas
Cash benefits provided such as scholarships, pensions, Covid relief funds, subsidies

DICS Branches

Our Branches

DICS Ahmedabad


(Head Office)

Address : 506, 3rd EYE THREE (III), Opp. Induben Khakhrawala, Girish Cold Drink Cross Road, CG Road, Navrangpura, Ahmedabad, 380009.

Mobile : 8469231587 / 9586028957

Telephone : 079-40098991



Address: A-306, The Landmark, Urjanagar-1, Opp. Spicy Street, Kudasan – Por Road, Kudasan, Gandhinagar – 382421

Mobile : 9723832444 / 9723932444


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Address: 2nd Floor, 9 Shivali Society, L&T Circle, opp. Ratri Bazar, Karelibaugh, Vadodara, 390018

Mobile : 9725692037 / 9725692054


DICS Surat


Address: 403, Raj Victoria, Opp. Pal Walkway, Near Galaxy Circle, Pal, Surat-394510

Mobile : 8401031583 / 8401031587


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New Delhi

Address: 53/1, Upper Ground floor, Near Popular juice, Old Rajinder nagar, New Delhi -60

Mobile : 9104830862 / 9104830865