Pradhan Mantri Jan Dhan Yojana

Pradhan Mantri Jan Dhan Yojana

News: PMJDY (a central sector scheme under Ministry of Finance) has completed 8 years.

About PMJDY and its objectives:
• PMJDY is National Mission for Financial Inclusion (launched in 2014) to ensure access to financial services.
• To ensure access of financial products & services at an affordable cost - Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension
• Use of technology to lower cost & widen reach.
• Banking the unbanked - Account opening in camp mode, zero balance & zero charges.
• Securing the unsecured – Providing Debit cards for cash withdrawals & payments and free accident insurance coverage of Rs. 2 lakhs.
• Funding the unfunded – micro-insurance/Credit, overdraft for consumption, and micro-pension.

Following are key achievements:
More than 46 crore beneficiaries
56% of account holders are women
Increased financial penetration as more than 67% of PMJDY accounts are opened in rural and semi urban areas
Cash benefits provided such as scholarships, pensions, Covid relief funds, subsidies

DICS Branches

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DICS Ahmedabad

Ahmedabad

(Head Office)

Address : 506, 3rd EYE THREE (III), Opp. Induben Khakhrawala, Girish Cold Drink Cross Road, CG Road, Navrangpura, Ahmedabad, 380009.


Mobile : 8469231587 / 9586028957

Telephone : 079-40098991

E-mail: dics.upsc@gmail.com

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Mobile : 9725692037 / 9725692054

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